Facts About the Check Clearing Act Effective October 28

On October 28, 2004, the Check 21 law (the Check Clearing Act for the 21st Century Act) will take effect. This new law allows banks to replace original paper checks with "substitute checks" that are made from digital copies of the originals. Learn about your rights under Check 21 at:

http://www.federalreserve.gov/paymentsystems/truncation/faqs.htm